The Federal Emergency Management Agency (FEMA) defines a floodplain as a land area that is susceptible to being inundated by water from any source.
What is a Flood Insurance Rate Map (FIRM)?
A FIRM is a map on which FEMA has delineated both the areas of special flood hazards and the risk premium zones applicable within the Community.
What is a BFE?
The computed elevation to which floodwater is expected to rise during the base flood. BFE's are shown on Flood Insurance Rate Maps (FIRMs) and on the flood profiles. The BFI is the regulatory requirement for the elevation or flood proofing of structures. The relationship between the BFI and a structure's elevation determines the flood insurance premium.
How do I know if I am in a flood zone?
Printing out a FIRMette (Flood Insurance Rate Map) from msc.fema.gov is the most up-to-date information provided on the maps that will not only allow you to view your property, but will also allow you to print out a copy so that you may present to your lender or insurance agent if you are ever asked. Most agents or lending facilities want to see an actual FIRMette map directly from FEMA's website for their records. You may also submit a request to the City of Leander's Engineering Dept. at 512-528-2766 or firstname.lastname@example.org. Please include addressing information with your request.
For more information on floodplains and floodplain management, please see the Federal Emergency Management Agency (FEMA.gov) web site.